Use your Super to invest in property
We help everyday Australians move their Super from large funds to invest in high quality residential or commercial investment properties.
Build your wealth through SMSF property investment
Self-Managed Super Funds have enjoyed a increase in popularity over recent years. Many people are attracted to the greater transparency, choice and control that a SMSF can offer. If your goal is to own direct residential or commercial property via your super, then a Self-Managed Super Fund is your only option.
Discover if opening an SMSF and investing in property is right for you and your financial position.
Understand Self-Managed Superannuation Funds
Understand the risks
Be informed about the risks involved in buying property through your Super.
Understand the risks
Rental income tax from your property can range from 15% before retirement to 0% after retirement.
Our recommended Mortgage Brokers can help you compare loans, analyse fees, and find the most competitive deal for your situation.
Capital Gains Tax and SMSF
SMSF property investment has significant capital gains tax advantages over regular property investment.
Capital Gains Tax and SMSF
You may be eligible to buy a commercial business premises through Super.
We walk with you through the process
STEP ONE: Book a free initial chat
The first step is to talk with our team, so we can identify your goals and determine if we can help.
STEP TWO: We build your tailored strategy
We prepare a financial plan based on your situation and goals. If a SMSF is not the right choice, we can provide you with other options.
STEP THREE: SMSF establishment
We set up your SMSF and transfer your super funds, then guide you through each step including tax, administration, investing and compliance for the life of your fund.
STEP FOUR: Custody Trust establishment
When you borrow money to buy and investment property in a SMSF, the property is held within a legal entity called a Custody Trust. We will help you set this up and ensure the property title is held in the right name to avoid any issues.
STEP FIVE: Securing investment loan approval
We can introduce you to recommended Mortgage Brokers who specialise in SMSF property loans to secure pre-approval before you make an offer on a property.
STEP SIX: Buy an investment property
Our recommended Buyer’s Agents educate you on potential growth locations based on market research, then help you choose a property that matches your cash flow and goals, while minimising risk.
STEP SEVEN: Ongoing SMSF monitoring and compliance
We’ll ensure that your SMSF meets the ongoing administration, audit and compliance requirements.
Book a no obligation initial phone consultation
The confidential discussion is conducted via telephone or in person with Pat Casey our SMSF specialist Financial Adviser. Following this discussion, if you move forward with your SMSF setup, we can assist with all aspects of implementation.We take the headache out of the process - acting as the facilitator to make it easy.
The responsibilities of having a SMSF isn’t for everyone. If you decide this is not right for you, that’s fine. The purpose of this discussion is simply to give you the best possible information to help you make the best decision for your own situation.
WHAT TO EXPECT
Here are some of the outcomes you can expect from the confidential discussion:
- We’ll discuss the key responsibilities of setting up a SMSF, including the roles of Trustees and Directors.
- We’ll discuss key concepts like compliance, administration, audit, tax and fees.
- Time frames and required documentation to get setup.
- The pros and cons of buying property inside super.
- Commercial vs. residential property.
- We’ll simplify the complex legal and compliance requirements and make them easy to understand.
- We’ll answer all your questions.
- If you’re ready to move forward, we’ll show you how to take the next steps.
In addition, via the SMSF Loan Experts we will:
- Calculate how much you can borrow and assess your superannuation borrowing capacity.
- Discuss your borrowing options across a variety of SMSF lenders.
By the end of this Discussion, you’ll fully understand whether SMSF Property Investment is right for you, and how to go about investing in property using your super.
The Top 10 Reasons to Set Up a Self-Managed Superannuation Fund
A self-managed superannuation fund is a retirement fund that is set up for between one and four people. The members of the fund also act as the trustees, meaning that they have discretion over all decisions and actions of the fund, whilst being accountable for compliance within the Australian Tax Office’s (ATOs) regulations. After reading this eBook you will understand;
- The main advantages that SMSFs can offer that other super funds cannot
- The different investments that can be purchased by a SMSF
- The tax advantages that a SMSF can offer
- The cost of setting up and running a SMSF
- How a SMSF can reduce fees